Wer Go & Grow von Bondora kennt, dem wird das Konzept des neuen Mintos-Produkts bekannt vorkommen. Weiter unten gehe ich auch auf die Unterschiede. Mintos, Lettland, 10€, 12,5%, Zu Mintos». Bondora, Bondora logo, Estland, 1€, 9,9%, Zu Bondora». EstateGuru, EstateGuru, Estland, 50€, 11,8. Da es keine Buyback-Garantie wie bei Mintos oder Viainvest gibt und Neben Bondora und Bondora Go and Grow bin ich noch bei Mintos.
„Invest & Access“ von Mintos vs. Bondora „Go & Grow“Da es keine Buyback-Garantie wie bei Mintos oder Viainvest gibt und Neben Bondora und Bondora Go and Grow bin ich noch bei Mintos. Wer Go & Grow von Bondora kennt, dem wird das Konzept des neuen Mintos-Produkts bekannt vorkommen. Weiter unten gehe ich auch auf die Unterschiede. Ich selbst investiere mit großem Erfolg bei Mintos und werde dies auch zukünftig tun. 19 Gedanken zu „p2p Kredite Vergleich – Mintos, Twino, Bondora, Viventor &.
Bondora Vs Mintos 78 komentářů VideoMintos Invest \u0026 Access vs. Bondora Go \u0026 Grow after 3 Months - 1.000€ Experiment
Bondora Vs Mintos Mission ist es, klassische Tischspiele in Bondora Vs Mintos Formen. - Social MediaAuf allen P2P Plattformen, über die ich berichte, bin ich selbst investiert.
Bondora Vs Mintos 100в sowie 77 Bondora Vs Mintos zusГtzlich. - Überblick der P2P AnbieterGlГјcksspiele Renditen werden von den unterschiedlichen Plattformen angepriesen? 10/13/ · Mintos Vs Bondora Vs IUVO Vs Estateguru [comparison] Posted on 13/10/ 23/11/ by Sal from Revenue Land. 13 Oct. Today I try to describe the differences between Mintos, Bondora, IUVO and Estateguru. I will try to define which is for me the best peer to peer lending tool among the four, not only Mintos Vs. Bondora. Bondora vs. Mintos – Das Endergebnis. Dieser kleine Wettkampf hat gezeigt, dass Mintos definitiv der Platzhirsch unter den P2P Plattformen ist. Bondora kommt zwar nur Nuancen dahinter, muss sich jedoch Stand heute hinter Mintos einordnen und zunächst geschlagen geben. Dies soll jedoch die Qualität von Bondora in keinster Weise schmälern. 4/10/ · Bondora vs. Mintos. Secure premium and starting credit. What is Bondora and how does a P2P investment work? The P2P platform Bondora was founded in Estonia in Like the canton of Zug stands for crypto, the Baltic States stand for innovative P2P platforms. The legislation there attracted many specialists and Bondora has developed into one.
They do not follow closely their loan originators, have no collective insurance worth its name, allow loan originators to prematurely return loans, and reissue them with lower rates.
They behave badly towards investors and fail to inform them about re-rating of loan originators.
Thanks for this great post. You have done a great job analyzing Mintos. Can I ask. What does it matter if short-term loans need to be reinvested all the time?
It was quite a while ago I set the strategy, so it might have changed since then. However, when I invested in short-term loans I often had more cash drag since they had to be reinvested frequently.
It solved the problem to exclude them. I could consider setting up different strategies in prioritized order going from 1 high rate, long term, 2 high rate, medium term, 3 high rate, short term, 4 slightly lower rate, long term, etc.
Hahaha, you got me there! Hi Carl, I have a pretty low technical question — how do you transfer money to Mintos?
The only way seems is a money transfer and that costs dkk in my stupid nordea bank thinking about changing that which eats into the profit a bit.
Do you have any tips how to do it more efficiently? Yes, I know it is a bit irritating with the bank fees. People talk about some interesting strategies but wanted to hear some outside opinions too.
Hi Carl. For me, it does not really change that much. Actually, I would never start mixing things: do my weekly shopping and paying with a Mintos Card, paying all the small things to pay during the daily life on a Mintos Card, or even receiving money from completely other things in a Mintos Account… No , I would definitively not do that.
I have the Mintos setup completely different, I can do super easily and detailed follow-up about how everything is going, and by the way, everything is going very well.
Why would I like to mix everything? To summarize, honestly for me there are no real benefits in all this.
What about you? How do you see it? Yes, I agree they are trying to expand into new business areas. Yes, my buyback guarantee has been activated several times — it happens automatically.
Mange tak for en spaendende og inspirerende blog, som jeg foelger med stor interesse. Paa engelsk, saa ogsaa dine ikke-dansk talende laesere kan foelge med :.
I have a quick question regarding the size of your portfolios in your auto invest strategy — I can see that the portfolio sizes are set very high.
Is this to increase the total amount that can be invested for each loan originator, or what is the reason? Also, will the diversification work across strategies, or could you risk that large sums are invested through the same originator?
Hope my questions make sense. The portfolio size on your autoinvest strategy is the maximum amount that will be invested and re-invested in that particular strategy over time.
Some people use it to limit how much they want to invest in loans with certain criteria. You are right that it can influence the diversification across loan originators.
If I set my portfolio size to This is acceptable to me given my total investment is a lot higher. If your total investment is low and you only invest in few loan originators, you should maybe not set the portfolio size as high as everything might be invested in one loan originator.
Regarding your second question, diversification settings do not work across autoinvest strategies as I understand it.
Your post and your results are really encouraging. I think I might take a look at Mintos for myself. Can UK bank accounts be used or just EU accounts?
Brexit looming on the horizon. Thanks, Winnie! Thanks for replying. Yes, I also believe the stock market will be turbulent in , so crowdlending could be a way to diversify, but I would never put as much money in crowdlending as I do in stocks.
Good question. If cryptocurrencies are 1 in safe, stocks are 4, bonds are 8, then I would say a Like this, if you want to recover the invested money, you disable the autoinvest option, and in months you should be able to transfer the money you invested plus the interest.
This to avoid exposure for long periods and be able to go out ig global economic situation starts to be less favourable….
I think that is a good idea, Filipe. You should never invest for a longer period than you are willing to take on the risk for. Actually quite simple, you should simply state everything transparently and clearly.
Best would be to send the document to the tax authorities as well, then it works out fine. Hello Eric I have a question about taxation in Switzerland.
If I pay taxes on the interest, if I have to reckon with a number of credit defaults, then I am paying far too much taxes. What I have googled so far, the yield seems to be reduced by half, many see at the beginning, i.
Hoi Reto, here again what was already mentioned below: Interest is subject to income tax. The amount of wealth tax depends on your place of residence and is somewhere between 1.
Of course, failures are part of it, but the number is not written large in Bondora or Mintos. Rather, you primarily see your account balance, including growth through income.
However, it is not calculated how much you would theoretically have in your account if there had been no losses. Taxes can sometimes be postponed or optimized, a tax consultant can give you better information here if necessary.
Personally, I am almost happy about higher taxes, because this means that I earn more myself and can therefore give more back to society.
Many greetings! Exciting article - thanks for that. I'm currently trying to get my finances in order and to revise them, so I moved my 3a account from PostFinance to Viac, next is the postal account with a switch to neon.
At the moment, I only invest in a fund account - I still see potential here too. I will, but perhaps only when an end to the crisis is in sight, consider Bondora.
You can find my way on my brand-new blog planbesser. Viac and Neon have been great choices before. Bondora can be a great addition to your investments, but please always be aware of the risk before investing.
No matter if stocks, commodities, P2P or whatever, please spread your risk. Your blog looks exciting and I wish you success for the project!
Your About page is unfortunately still empty, the personal touch would be very interesting. Save my name, email, and website in this browser for the next time I comment.
Skip to content. Bondora experience report Review after 3 years of P2P investments. What awaits you. What is Bondora and how does a P2P investment work?
Advantages of Bondora. Negative Bondora experience? How Bondora is dealing with the Corona crisis. Portfolio Pro. Bondora vs. Secure premium and starting credit.
Diversification: 1. Bondora spreads your investment across many loans. This reduces your risk.
Can You write what regulation is applied onto Mintos, what is the registration number? Questions are welcome here. Here is the registration number as a company: Commercial Register of the Republic of Latvia under registration No.
Mintos should get also the electronic money license within Your email address will not be published. Save my name, email, and website in this browser for the next time I comment.
Table of Contents. What is Mintos P2P? FKTK Latvia is the national regulator. Mintos does not provide any buyback of late loans.
I had my loans smoothly bought back a thousand times, so I can say: Mintos Buyback works What I like to be careful about is the reliability of the lender.
More on this topic in my boring newsletter. Visits are welcome at Mintos offices. I am planning to go very soon to say hello!
Worst things on Mintos 3 are the worst things I find on Mintos The three preset investment strategies are the thing I like less on the whole website.
Some loan originators are just too small, too young or too exotic to be on a safe and reliable platform like Mintos.
There have been a few defaults. How do I invest on Mintos? Here is the description of my process to invest using custom Autoinvest on Mintos I also do some manual investing to find out more about loans originators offer and to test the primary and secondary markets functionality.
The easiest way to start Mintos? Mintos statistics made easy The thing I value most is transparency in P2P investing..
Some more easy tips? Keep reading! I avoid this kind of loans when I can. This gentleman bought a fantastic Audi A6 some years ago.
Now the value of the car for some reasons dropped, but he still has to pay. Anyway, I prefer to use it in synergy with different P2P and real estate crowdfunding platforms beside traditional investments.
I also invest in business loans and real estate loans on several websites. Mintos loans diversification is unique for European investors.
Also, the huge number of Mintos lenders is big and growing. Who can invest with Mintos? Is Mintos fit for beginners?
Mintos is suitable for beginners, as long as they are willing to understand what it does. The problem here is not about a smooth usage of the website.
Mintos is rather fool-proof, I can use it. Anyone can subscribe, deposit and invest in Mintos since it is built caring a lot about the user experience.
The main issue is if P2P lending or Mintos is the right fit for that beginner investor. The risk involved, as I said, is not similar to other types of investments, it is just different.
One more thing I would consider is a thorough understanding of how it works. I like my readers to understand where their money goes. I did it.
The future of Mintos Are you missing the train? This picture was proudly taken by me. Mintos announced three huge news lately. One is the release of an APP Mintos App I am curious to see if it will really add value to investors or will just be a wrapped copy of the website.
The second groundbreaking news is the release of IBAN banking numbers to investors. The third is that they want to provide investors with a debit card.
Mintos debit card This is huge. I fear that, due to rising demand of loans and a heavier structure, the interest paid will eventually come down, but I might be wrong.
Are you in search of a Mintos promo code Here is the right page for people ready to register where I explain the difference between Promo code and Referral link.
Mintos alternatives and competitors The closest alternatives to Mintos may be: Mintos Vs. Peerberry Mintos Vs. The rest are less important to me.
I use both in synergy. I believe Mintos has a more complete offer at present. These platforms are not easy to compare.
How do I deal with it? I am boring. I spread money on more tools Bondora portfolio Pro is not that difficult to setup and I never invest money I need to disinvest soon.
I thank you for your comment, Bernand. Sharing information with DIY investors is the main purpose of this website.
Your email address will not be published. Save my name, email, and website in this browser for the next time I comment.
Table of Contents. See Mintos with your eyes. Check out Bondora. See if IUVO is fine for you too. See the properties on Estateguru.
Sieht für mich irgendwie alles schnell runtergeschrieben aus, oder gar copy und paste. Du musst angemeldet sein, um einen Kommentar abzugeben.
Zum Inhalt springen. Über Letzte Artikel. Depotstudent Dominik. Hi, ich bin Dominik — Gründer dieses Blogs! Gemeinsam mit einem kleinen aber feinen Team aus Finanzjournalisten, Vermögensverwaltern und Börsenexperten stelle ich Dir die besten Inhalte rund um die Themen Finanzen und Geldanlage bereit.
Letzte Artikel von Depotstudent Dominik Alle anzeigen. Dezember Wie hilfreich war dieser Beitrag? Klicke auf die Sterne um zu bewerten! Verwandte Beiträge.
Der ultimative Vergleich: Bondora vs. Auxmoney Bondora und Auxmoney. Sind P2P Kredite wirklich seriös? Vorheriger Beitrag Ja oder nein?
Geldanlage mittels ETF-Sparplan. Nächster Beitrag Ja oder nein? Geldanlage in Aktien.Hier warten nicht nur sehr ausführliche Blogbeiträge, sondern auch informative Erklärvideos. Furthermore, mintos uses four subscores: Speerwurf Frauen portfolio performance, loan servicer efficiency, buyback strength, and cooperation structure. Wenn Du die Website weiter nutzt, gehen wir von Deinem Einverständnis aus.